heritagebanknw.com | 800.455.6126 | Equal Housing Lender | Member FDIC Scan the QR code for more information on this limited-time offer and to connect with a banker near you. What’s wrong with now? Finance with us and, if interest rates fall within 24 months, request a one-time rate reduction of up to 1.25%.* Our innovative solutions can help you finance owner-occupied real estate properties at competitive interest rates and loan terms. So why wait to purchase or refinance? • Loan amounts of $1,000,000—$10,000,000 • 12-month interest-only period • Competitive fixed interest rate • Easy application process and local, timely approvals OWNER-OCCUPIED COMMERCIAL REAL ESTATE FINANCING * At the time of rate reduction, the interest rate will be recalculated based the promissory note’s original interest rate index and spread. New construction projects are not eligible. Small Business Administration (SBA) program loans are not eligible. Additional program limitations may apply. All out-of-pocket costs and fees, such as but not limited to, appraisal and title insurance costs, will be paid by the borrowers. Up to 80% financing of purchase price or appraisal whichever is less. Prepayment penalty may apply. Some additional restrictions may apply. Offer subject to credit and property approval. Heritage Bank standard underwriting applies. The offer may be withdrawn any time at Heritage Bank’s sole option. Offer expires no later than 6/30/2025. This does not represent an offer to enter into a loan agreement. If approved, your terms may vary based upon your specific situation. Rates, fees, and other terms subject to change without notice.
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